However, if the merchant and the cardholder are both in the same region intra-regional than all entities must participate in order for the liability shift to take effect.
Additional Information Liability Shift Protection Depending on where the card is issued and the level of authentication liability shift may or may not be applicable.
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The best solution will depend on your business and the type of goods and services sold.
The acquirer passes the Authorization Request to the card network and the transaction completes through standard processing.
Hopefully, one of the solutions below work for you.